To qualify for an Alpine Finance personal loan, all you need is:
- Be of legal age (18 years and above)
- Be a US citizen or a permanent resident
- A regular source of income
- A valid checking bank account
- A valid contact number and active email address.
FAQs
No, none of our products is a payday loan. A payday loan is a short-term loan whereby you are required to clear the loan on your next payday. Our personal loans are installment loans and they differ with payday loans because no lump-sum payment is required. With a personal loan, you pay back the loan in installments until it is finally cleared. Depending on the loan, it may take from several months to a couple of years.
If you are facing an emergency expense and you are in need of a quick personal loan, you can apply for a secured or unsecured personal loan with Alpine Finance. Even if you have poor credit, we will still consider your application and you can have the funds in the same or next business day. With no trave time or appointment needed, you can apply any time you are free.
If your approval process clears quickly, then you will receive funds directly to your account within the same day that you made an application.
Yes and you will not incur any charges by settling your Alpine Finance loan ahead of schedule. If you wish to make an early payment or a larger payment than your monthly installment to pay down more of your principal, please call us at (571) 475-9207 or email us at support@alpinefinancellc.com.
Paying off your loan earlier than scheduled may decrease the you’ll have to pay.
Online personal loans through Alpine Finance range between $*** – $***. The amount you qualify for depends on several factors such as your monthly income as well as the maximum loan amount you apply for.
If your account is in good standing and you have cleared off your previous loans, you may re-apply for another personal loan. You can log into your account and apply for another loan within minutes or contact our Customer Care team at support@alpinefinancellc.com if you have any questions.
Not necessarily – besides your credit score, we look at a variety of factors when considering your application and even those with bad credit or no credit at all often qualify for our loans.
Most applications get a response in a matter of minutes or hours after submitting an online application You will receive an email notification containing all the details concerning the loan.
If we are unable to verify any of your application information, you may have to complete a quick and secure bank eligibility verification. Once complete, you will be notified about the outcome. In most cases, this can be done in a few minutes.
You are responsible for making on-time payments. To make it convenient for you, you can schedule automatic electronic payments from your checking account. You also have the option of making payments in form of a check or money order*.
If you do not make your payments, fail to make your payments on time or your payment is returned unpaid, then you will incur additional charges. Nonetheless, we do not charge NSF or late fees*. If you are unable to make your scheduled payments, please reach out to us in good time to see if we are able to work something out.
You can cancel your personal loan/installment sales contract without penalty if done withing 3 business days from the effective date of your loan contract. To cancel, call our Customer Care team at (410) 705-2647or email us at support@alpinefinancellc.com.
Note: If you cancel your loan, you will be responsible of returning any principal amount you have received back to us.
Of course you are! As long as we can establish a consistent monthly income, you may qualify for a loan.
Yes you can! You are welcome to apply for the same or a different loan product if your application is not approved. To increase your chances of approval, consider adding a cosigner.
Yes. Furthermore, adding a cosigner may improve your chances of getting approved for a loan or a larger amount.
You can use the funds from your personal loans for any legal purpose including:
- Home improvement
- Purchasing a vehicle, boat, RV or other large purchases
- To adopt a child
- To pay medical bills
- Weddings and anniversaries
- Fertility treatment
- To buy an aircraft
- To consolidate your credit/debt
- To buy a horse or a horse trailer
- To purchase land
- To buy solar panels
- To build a swimming pool
When you are shopping for a personal loan, it is great to look at several options so that you can pick the one that works best for you. Here are several points to consider:
- Interest rates – the lower the rates, the more you can save on interest charges over the term of the loan.
- Repayment terms – the terms of a personal loan vary from lender to lender. Although some lenders offer terms of up to five years, it is a good idea to choose the shortest loan term you can afford in order to save on interest charges.
- Loan amounts – every lender has the minimum and maximum amounts you can borrow for a personal loan. Go with the lender that offers the loan amount you need.
- Fees – some lenders charge fees such as origination fees or prepayment penalties which can increase the overall cost of your loan. Note that if you take out a loan with us, you will not have to worry about application, origination or disbursement fees.
- Discounts – You may qualify for rate discounts with some lenders.